9 Kyc Analyst jobs in Thailand

DepartmentOperations- LevelExperienced (Individual Contributor)- LocationThailand - BangkokThe Operation teams at Shopee covers the operational end-to-end process, from when the buyer searches for a product listed on the Shopee platform, to the moment the buyer receives the products. The team analyses and monitors operational KPIs across the region and conducts root cause analysis when operation performance fluctuates. The Operations team comprises Customer Service, Payment, Listings, Warehouse, Logistics, Seller Operations and Fraud.
- Develop and implement operational risk policies, risk procedures, and key risk indicators
- Establish and implement an overall risk management framework for implementing new products and product variations to existing products, new business initiatives/entities, systems,s and processes for the organization, which includes the continuous gap analysis and implementation of process & control design and improvements
- Conduct presentations and workshops in risk identification and migration.
- Work with the first line of defense to identify, assess, document, and regularly review risks of all risk types and coach the business to design and implement controls
- Perform risk assessment from regulatory developments and industry mandates and communicate the risk vision and objectives to various groups to drive the alignment of risk policies or procedures
- Monitor risks against limits and thresholds and work with risk owners/group risk team to resolve them within a set timeline
- Produce respective reports to management and other relevant stakeholders
- Implement the risk incident management process including registration of risk events, managing and delivering risk incident reports for senior management and regulators
- Constantly develop and maintain risk tools and systems

**Requirements**:

- Bachelor's degree in related field
- At least 8 years working experience focusing on risk advisory, preferably in a management consulting firm
- Possess a positive and constructive attitude
- Strong analytical and problem-solving skills and attention to details
- Experience in operational risk management or a related role from preferably consumer platform
- Strong project management skills, as well as stakeholder management, coupled with a proven track record of managing change
- Knowledge of E-commerce risk management is a plus
- Excellence English and Thai communication skills

**About UOB**:
United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices.

Our history spans more than 80 years. Over this time, we have been guided by our values — Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

**About the Department**:
The **Credit and Risk Management** function is comprised of three teams: Risk Management, Credit and Special Asset Management. We manage the risks arising from the Group’s business activities within the risk appetite established by the Board. This involves identifying and evaluating the risks, developing effective risk governance and strategies as well as providing independent assessment of the overall risk profile.

**Responsibilities**:
**Job Requirements**:
**Be a part of UOB Family**:

At EY, you’ll have the chance to build a career as unique as you are, with the global scale, support, inclusive culture and technology to become the best version of you. And we’re counting on your unique voice and perspective to help EY become even better, too. Join us and build an exceptional experience for yourself, and a better working world for all.

To better reflect this, ‘The exceptional EY experience. It’s yours to build.’ is our new promise to our people.

**The opportunity**

EY is committed to doing its part in building a better working world. The insights and quality services we deliver help build trust and confidence in the capital markets and in economies the world over. We develop outstanding leaders who team to deliver on our promises to all of our stakeholders. In so doing, we play a critical role in building a better working world for our people, for our clients and for our communities.

**Your key responsibilities**
- Manage and coach members of the team
- Conduct compliance & risk assessments; monitor compliance with the applicable rules and regulations, compliance reviews, evaluations, and generate relevant documents/reports
- Assist internal clients to evaluation and ensure the above compliance requirements
- Contact the relevant regulators for more clarification on their rules and regulations (if necessary)
- Initiate and support the compliance awareness-raising activities
- Should be able to work under pressure and prioritize work accordingly

**Skills and attributes for success**

**To qualify for the role you must have**
- Bachelor’s degree with any field
- More than 3 years working experiences in related fields
- Experiences with professional firm’s risk management policies is a plus
- Good command of English writing and speaking skill

**Ideally, you’ll also have**
- _ _Self-driven and result oriented individual.
- Excellent interpersonal skill and work well as a supportive team player, also able to work individually with less supervision where necessary.
- Strong project management skills and proficiency at driving projects to a close
- Ability to work to pre-determined deadlines and meet objectives under pressure

**What we offer**

We offer a competitive remuneration package. Our comprehensive Total Rewards package includes support for flexible working and career development, covering holidays, health and well-being, insurance and savings.
- ** Continuous learning**: You’ll develop the mindset and skills to navigate whatever comes next.
- ** Success as defined by you**: We’ll provide the tools and flexibility, so you can make a meaningful impact, your way.
- ** Transformative leadership**:We’ll give you the insights, coaching and confidence to be the leader the world needs.
- ** Diverse and inclusive culture**: You’ll be embraced for who you are and empowered to use your voice to help others find theirs.

Strategy and Planning
- Manage Thailand Operations Process, Risk and Controls includes SOP, P&P, KRI, RCSA, and key monitoring tools of MSII, CIM, LED but not limited to Audit monitoring and Issue handling.
- Manage budget planning for Operations functions, includes follow up, incoporate and prepare the report for management level both in-country and Regional e.g. Financial Report, Headcount, Expenses by highlighting any Risk on Operations and key awareness.

Business Performance and Management
- Prepare the analysis report periodically on Operations expense by comparing with prior period against planned budgetting includes able to descripe and explain all expenses with various angel of Risk Awareness
- Manage Automation Process, Planning, Process Improvement and RPA Initiatives across Bank-Wide to ensure robust and sustainable technology & solution usage.

People Management
- Manage Operations Expenese (OPEX) which majority leading by Opeations Headcount, able to handle in specific of HC movement, transition and resource allocation with suggesting/leading indicator highlight to Operations Function Heads
- Manage proper capacity includes BAU and Projects for Thailand Operations aligned with Regional Group Operations and Country Strategy

Regulatory Compliance
- Ensure all data submission is on-time both to Internal units who may have to support Regulator by using our Data but not-limited to any ad-hoc report may potential be requested by relavant parties to submit other Functions, Unit both Internal and External entities.
- All automation and e-Solutions implemented within Group Operations are aligned with Technology Controls and Regulatory requirements, includes Outsourcing and Insourcing services.

**Team and Role Introduction**:
Lead and implement credit strategy for retail product including BNPL/Cash Loan and SME product for one or multiple markets and take ownership of portfolio risk performance
Conduct risk assessment on user profile. Monitor and analyze risk indicators to finetune underwriting and portfolio management policy
Prepare and analyze risk reports such as portfolio performance, industry exposure, vendor performance and historical customer trends
Coordinate with modeling team on risk tools development including decision scorecards and responsible for risk model evaluation and continuously monitor its performance to ensure the stability and accuracy of risk strategy
Support conceptualization development for new credit products suitable for retail and SME markets
Track and monitor the full credit cycle performance and risk appetite metrics.
Evaluate and influence to balanced business growth in the form of policy refinement and credit testing
Ensure compliance with regulatory requirements and industry best practices
Support country with portfolio deep-dive analyses and provide insights with recommendations on policy changes to improve portfolio quality.
Collaborate with Business teams, Product teams, Engineering teams and Ops team to balance risk management target with business target and user experience.
Bachelor Degree and above in Finance, Computer Science, Statistics, Economics, or other relevant fields from a worldly recognized university with good academic credentials
Minimum 8 years experience in risk management area in a sound financial institution, with good track record of risk performance of the managed portfolio
Deep understanding of the underwriting policy, limit management policy, portfolio management policy, and modeling
Strong attention to details and ability to notice discrepancies in data, with good experience to process large amounts of data
Excellent problem-solving skills and solid experience in data analytics
Profiency in SQL, Python or Pyspark.

Google will be prioritizing applicants who have valid working rights in Thailand and do not require Google's sponsorship of a visa.
**Minimum qualifications:**
+ Bachelor's degree or equivalent practical experience.
+ 5 years of experience in managing, sourcing, or procuring business resources and vendors.
+ 5 years of experience in co-ordinating or managing resources for data center locations, and leading operational or project based work and tasks.
**Preferred qualifications:**
+ Master's degree or equivalent practical experience.
+ Experience in managing workforce.
+ Experience with Google application.
+ Knowledge of physical security, investigations, compliance, or risk management.
+ Knowledge of security technology including access control and CCTV.
Security is at the core of Google's design and development process: it is built into the DNA of our products. The same is true of our offices. You're an expert who shares our seriousness about security and our commitment to confidentiality. You'll collaborate with our Facilities Management team to create innovative security strategies, investigate breaches and create risk assessment plans for the future. You believe that providing effective security doesn't come at the expense of customer service - you will be our bodyguard (and our long lost pal).
As a Data Center Security Manager, you will lead projects with minimal guidance, leveraging your expertise in security technology, data analysis and visualization to drive team efforts. You will collaborate across teams, propose creative solutions and uphold Google's cultural values while contributing to a positive work environment. You will ensure security integrity, investigate breaches and implement effective solutions to safeguard our infrastructure.
Behind everything our users see online is the architecture built by the Technical Infrastructure team to keep it running. From developing and maintaining our data centers to building the next generation of Google platforms, we make Google's product portfolio possible. We're proud to be our engineers' engineers and love voiding warranties by taking things apart so we can rebuild them. We keep our networks up and running, ensuring our users have the best and fastest experience possible.
**Responsibilities:**
+ Oversee compliance, security and risk management programs for the data center campus including incident management, guard agreements and physical security issues.
+ Provide after hours on-call support and serve as the primary contact for emergencies, event response and crisis management.
+ Conduct investigations into code of conduct violations, workplace injuries and security incidents, as well as Threat, Vulnerability and Risk Assessments (TVRA).
+ Enforce compliance processes in alignment with Compliance, Safety, and Risk Management (CSRM) policies, standards and regulatory requirements.
+ Manage security-related budgets, forecasts and invoice control for the assigned campus while supporting financial analysis and decision-making for security requirements.
Google is proud to be an equal opportunity workplace and is an affirmative action employer. We are committed to equal employment opportunity regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status. We also consider qualified applicants regardless of criminal histories, consistent with legal requirements. See also and If you have a need that requires accommodation, please let us know by completing our Accommodations for Applicants form:

Reading financial statements and making financial analysis for credit limit judgement
- Responsible for credit risk management
- Be flexible for job rotation in other administration departments, such as account, finance and legal in future

**Job Requirements**:

- Age 25 to 35 years old
- Bachelor’s degree in Business Administration or related fields.
- Male / Female
- Thai nationality
- English is a must (TOEIC score more than 700)
- Experienced credit analyst
- MS Excel, Word, PowerPoint
- Service-minded
- On time attendance (not late coming, our office hrs 08.30-17.15 hrs, lunch break 12.00-13.20 hrs)

**Benefits**:

- ตามตกลง

**How To Apply**:
**More Information**:
***

**Salary Offer** N/A***

**Address** BTS Saladaeng***

**Experience Level** Officer***

**Total Years Experience** 0-5***

**TOEIC** 700+***

**Working Hours** office hrs 08.30-17.15

**Description**
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
**How will you make an impact in this role?**
Play a critical role in the Thailand Market Compliance team, supporting a wide range of compliance activities, including:
+ **Regulatory Compliance & Policy Oversight**
+ Monitor key regulatory changes and support the design and implementation of new processes in line with requirements.
+ Draft and maintain compliance policies and procedures, ensuring consistent implementation across business units.
+ Review advertisements, marketing materials, and sales scripts for compliance implications.
+ **Anti-Money Laundering (AML) & Monitoring**
+ Support AML programs, including transaction monitoring investigations, STR filings, and PEP/Sanction/SIP screenings.
+ Assist in internal audits, regulatory examinations, and related AML reviews.
+ **Compliance Testing & Risk Assessment**
+ Conduct compliance testing under the Independent Compliance Testing (ICT) program, including performing risk assessments, reviewing/approving test plans, and assessing ICT reports prior to issuance.
+ Identify compliance gaps, recommend remediation actions, and support follow-up testing.
+ **Advisory & Continuous Improvement**
+ Provide compliance advice on applicable laws and regulations, including AML, Payment Systems Act, credit card regulations, technology risk management, and internal controls.
+ Evaluate the effectiveness of compliance programs and support enhancements to address regulatory expectations.
+ Monitor emerging regulations, update policies, and prepare compliance training materials.
+ Contribute to compliance projects and initiatives to meet regulatory requirements.
**Minimum Qualifications**
We seek a highly motivated individual with a strong compliance background and the ability to work across a broad range of responsibilities. The successful candidate will bring relevant expertise, adaptability, and a willingness to expand knowledge in new areas as the role evolves.
+ Minimum 5 years of relevant compliance experience.
+ Self-starter with strong multi-tasking skills and the ability to work effectively across multiple business units and all levels of management.
+ Experience in project management, tracking tasks against milestones, and managing stakeholders.
+ Knowledge of AML laws, Payment Systems Act, and credit card regulations.
+ For candidates with testing responsibilities: experience in compliance testing and monitoring; familiarity with internal controls; Big Four audit or professional audit certification preferred.
+ Ability to identify control gaps and recommend remediation.
+ Independent worker with strong problem-solving skills and willingness to learn new areas.
+ Bachelor's degree in any fields.
+ Proficiency in English and Thai (speaking, writing, and listening).
+ Credit card business and/or banking industry experience is an advantage.
**Qualifications**
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ Support for financial-well-being and retirement
+ Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ Generous paid parental leave policies (depending on your location)
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counseling support through our Healthy Minds program
+ Career development and training opportunities
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
**Job:** Compliance
**Primary Location:** Thailand-Bangkok-Bangkok
**Schedule** Full-time
**Req ID:** 25013318